Colorado supplemental insurance
Accident & Critical Illness Insurance
Extra support for the unexpected. Talk with David about coverage that can help with the financial impact of a covered injury or serious illness.
Accident insurance
Accident coverage may pay benefits for injuries or treatment resulting from a covered accident. Payment amounts and qualifying events depend on the policy.
Critical illness insurance
Critical illness coverage may pay a cash benefit following a qualifying diagnosis, such as certain cancers, a heart attack, or a stroke. Each policy defines the conditions and requirements it covers.
What should you compare?
Bring your questions and current coverage details. David can help you review:
- Covered events and benefit amounts.
- Waiting periods, exclusions, and pre-existing condition rules.
- Premiums, eligibility, and how to make a claim.
- How the policy fits alongside your existing insurance and budget.
These are limited-benefit supplemental policies, not a replacement for comprehensive health insurance. Availability, eligibility, benefits, and exclusions vary by insurer and policy. Review the policy documents before enrolling.
Let’s talk through your options.
Start with a conversation about your priorities and the coverage you already have.